In Myanmar, the financial inclusion is very low with around 70% of people not having access to formal financial products or services. Among the 30% financially included, there is a gender gap that ranges between 4% and 12%. One of the greatest problems of Myanmar is that the economy is highly reliant on the informal financial sector populated by moneylenders, pawnshops and hundis. The informal financial sector has been estimated to be USD 3.9 billion, which is equivalent to 80% of the of the total loan amount disbursed by formal banks of the country (UNCDF, 2015).

We wish to address above the problems with our microfinance programme. We started our operations in Myanmar to bring access to credit to people living in poverty, especially women, in rural areas. We select branch offices based on the idea to integrate other development interventions e.g. education, health and agriculture, with microfinance leading the way. The information gathered from microfinance activities are being recorded systematically to identify needs of the community for better design and delivery of services required in other sectors.

We now operate the Small Enterprise Programme, which provide loans ranging from USD 590 to USD 7,300 and are given to individuals as working capital for their businesses. It is a monthly installment payment system and a client needs to repay at a branch office or through mobile money. We are committed to provide collateral-free loans with quick processing time, minimum fees, without any hidden cost and the best possible support for small entrepreneurs.

Our projects

Programme Project Donor Starting Date Duration
Microfinance Enabling the sustainable economic growth of people with disability, especially women, through innovative microfinance and agricultural approaches DaNa Facility October 2017 2 years
Microfinance Research and Product Development (Financial Diaries) What women want UNCDF 2017 17 months


  • Provided collateral free individual loans to 69 small entrepreneurs
  • Provided USD 9,700 as death benefit to the families of 131 women borrowers
  • Supported 7 small entrepreneurs in Myanmar to receive hands-on training in USA as part of the partnership between BRAC
  • Myanmar and University of Oklahoma, USA.
  • Expanded microfinance programme in two new regions (Sagaing and Nay Pyi Taw)

Contact us

BRAC Myanmar: 168. Kyun Shwe Myaing-2 Street, Thuwanna,
Bogyoke Ywa, Thingangyun Ts, Yangon, Myanmar
T: 95 1 578236